A thought that may be going through your mind right now is: Is it possible to manage a household economy in a balanced way and live in dignity? Were people who were in our situation able to get out of it?
The unequivocal answer is: Yes.
It doesn’t matter if you are dealing with financial difficulties, if your situation is stable or if you are rich and enriched, proper financial conduct allows you to live calmly and fulfill the goals and dreams that are really important to you. Of course, a household in financial difficulties would do well to start building a budget for itself as soon as possible, as a first step in the process of returning to economic balance and getting out of debt.
We would like to invite you to join the success, and reach recovery and financial well-being.
The first and most important step in developing and executing a financial plan is to examine your attitudes about money. Have you reached a stage in your life where you are willing to take responsibility for changing your financial situation? Do you believe you can change the way you make financial decisions? Can you identify at least one benefit that you can achieve by changing the way you behave?
It is important to know that the process is not magic In order to achieve financial well-being, you need to invest, persevere and take personal responsibility. But in the end, the investment pays off.
Proper conduct means managing according to a budget, a budget is a tool used to determine the economic goals of the home (expenses versus income) and details the way to achieve them. Living on a budget allows you to control spending.
You have made a decision that you want to make the change, you have taken the first step in embarking on the new path.
But just before you start planning a budget – set goals.
Goal setting
Sit down over a cup of coffee (tea is also allowed), and write down a few points for discussion and thought:
- What motivated you to embark on a new economic path?
- What would you like to change in your financial conduct?
What are the goals you want to reach?
This page will be in front of you later when you want to see if you have made progress and what you have achieved so far. Setting goals will help you continue on the path you chose, despite the difficulties that will be discovered along the way, and will allow you to avoid returning to the familiar and problematic routine.
A comprehensive and thorough process leads to proper and responsible housekeeping and a new calm and calming reality.
Any goals? Let’s move on to the next step.
Budget managers: understand the situation
