Paamonim’s tools and calculators will help you achieve your financial goals.
Using the tools, you can learn about your real financial situation, manage on a budget, handle debts and plan your financial future.
Manage money |
||
 |
Economic anchor | Household economics management manual. |
|
Mirroring manual | Handbook for checking the financial situation of the household |
 |
Budget managers | An online guide to budget management in four steps. |
 |
Budget management | Online budget management webinar |
|
Mapping expenses and income | Table for mapping the state of income and expenses |
|
Sketchy (Excel file) | A tool for budget management and control. |
|
Rishumon | Download the English version |
|
Reference table for future planning | A tool for planning future expenses |
|
Excel for recording cash expenses | Sheet for recording expenses made in cash |
Closing debts |
||
|
Life without debt | Debt Settlement Handbook |
| A guide to getting out of debt | An online guide to handling debt in four steps. | |
|
Table for mapping debts | Debt mapping tool |
Savings and Pensions |
||
|
The Complete Pension Guide | An online guide to pension savings. |
|
Pension savings mirroring table | A tool for reflecting the pension situation |
|
Guide on Continuing Education Fund | What is a guide and what is important to know about it |
Consume wisely |
||
|
Guide to communicating with professionals | Guide to wise choice of professional, terms of service, costing and rights |
|
Mobile Consumption Guide | Guide to choosing a supplier, conditions and prices |
|
A guide to saving communications | Guide to choosing a carrier, terms and prices (cellular, Internet, home telephony and cable/satellite) |
|
Download tip booklet | Tips on consumerism, communications, banking, pension insurance and more |
Independent business |
||
|
|
MORAN |
A tool for calculating monthly profit from an independent business. |
|
|
Self-employed | Course: Independent Business and Household Economics |
Banking |
||
|
Guide to opening a bank account | An online guide that helps you know what to pay attention to when opening a bank account |
|
Guide to managing a bank account | A guide to smart bank account management |
|
Guide to Proper Use of Checks | Do and Don’t do with Bank Checks |
Mortgage |
||
|
Calculator for calculating budget for the purchase of an apartment | Calculator for calculating budget for the purchase of an apartment |
|
Mortgage Refinancing Guide | A guide to why, when, and how to recycle |
|
Guide to taking from a mortgage | Guide to how much and which mortgage to take |
insurance |
||
|
Insurance Mapping Table | A tool for mapping the various insurances |
Wedding calculator |
||
|
Wedding calculator | Excel for planning wedding expenses |
Great vacation |
||
|
A Guide to the Great summer vacation | A budget management tool for the summer vacation |
|
Teens’ Guide to the Great summer vacation | A Guide to Wise Financial Conduct for Youth for the Great summer vacation |
|
Guide for Working Teens | Finding a job, working youth rights, apps for recording working hours and more. |
Back to school |
||
|
|
Calculator for planning back-to-school expenses | Calculator for planning expenses on school supplies |
