The coronavirus is not over yet and the restrictions have not been completely lifted, is it really possible to speak the language of “routine”?
The difference between “emergency” and routine lies mainly in our ability to plan the way between our situation and the destination.
Adopt rules of conduct that are valid over time.
In this respect, the emergency conduct characterized the first days of the crisis.
Now, in many ways, even those who are on unpaid leave/laid off are in a kind of routine with orderly rules.
How is it recommended to manage financially during this ‘transition’ period?
Since we are in an interim period, it is very important to maintain a moderate set of rules.
Build a budget based on our actual income and actual expenses, try to maintain all those items in which we reduced spending, and make sure to conduct ourselves responsibly, so as not to create additional financial risks in the event of a recurring crisis.
Are there recommendations for people whose industry has been dramatically affected, such as tourism, events or restaurants?
In general, the recommendation to anyone who is not employed and as of this date does not know what the expectation is for his return to employment in his previous place / field of work is to try to integrate into the labor market as soon as possible.
The employees of the events and hospitality sectors are service personnel at their core and essence, and I am sure that there are companies that are crying out for committed employees with a service orientation.
My employment situation is still unstable, I’m on unpaid leave and it’s not clear what to do next.
Look for any employment and livelihood option available as soon as possible.
It is important to remember that unemployment benefits are a limited right, and their full use unnecessarily may cause a significant problem in the event of a recurring crisis in the same areas of employment next winter.
Moreover, it is ever easier to integrate and upgrade into the labor market from a state of employment than from a situation of unemployment.
And finally. This is the best ashes for economic, family, social and mental existence.
For families who have recently managed to ‘cut’ expenses – how to preserve savings?
As we said before, we are in an interim period, so it is important that we learn what our real needs are.
Were we able to give up any expense from our lives? There is no reason to bring it back into our lives, let alone in full.
This is a wonderful opportunity to learn in depth what our needs are, what our priorities are – and act accordingly.
In the last two months, a lot of needs/desires for shopping have arisen – how to prioritize?
Don’t need to? Do not consume!
The limitations have certainly created a lack of pre-crisis habits in all of us, but the trick is to examine which habits we really want to regain for ourselves.
We have a need to buy – we will choose what we owe anyway, and not what we simply “feel like”.
What will we learn from this crisis for the future? How will we prepare for the next crisis?
The importance ofdaily preparation for economic crisis situations.
Every family should strive for emergency savings of at least three salaries in order to cope with crises that lie ahead.
Only after we have secured the emergency savings (and we do not touch it!) is it right to save for additional purposes.
