Sharon Levin, Director of Public Relations: “The availability to receive money is very convenient, and this is problematic. It tempts people to take out loans at the push of a button, beyond their means, without checking the interest rate and whether they are able to meet the monthly repayment. The problem arises when you fail to repay an initial debt and it grows. Whoever enters the process must be determined and aware of his financial situation, where the money has gone and how each and every penny is spent.”